VHS Catalog 12-13


Previous Course Next Course
Course Title:
Personal Finance Section BD
Course Code:
persfibd
MA NCES Code:
22210
Discipline:
Business
Grade Level:
10, 11, 12
Level:
Standard
Offering:
Repeated Semester (Fall: 25 Seats; Spring: 25 Seats; )
Duration:
15 weeks
Prerequisites:
None
Additional Requirements:
Accredited by:
Middle States Commission on Secondary Schools; Northwest Accreditation Commission
Course Requires a Media Kit to be Shipped to Students:
No
Course Requires a Media Kit to be Purchased by Course Sponsor
(see additional details below):

No
Description:
What would you do with one million dollars? Spend it? Save it? Buy a Porsche, travel, shop till you drop, give to charity? You will earn over a million dollars in your lifetime and you can choose to do whatever you want with it. Where will it go?

Learn:
* how to make a budget
* the value of one cent
* how to date without going broke
* purchase an automobile
* purchase insurance ¡V auto, home, medical
* set short, medium, and long term financial goals
* to pay yourself first
* shop for a financial institution
* investing basics
* and much more . . .

Start now using your allowance or your part-time job and prepare for the future. Learn how to have all the money you need today and tomorrow - take Personal Finance.


Hide details for [<IMG SRC="/Images/nav/$file/point2.gif" WIDTH="35" HEIGHT="19">] Click Here for Additional Course Details

MediaKit Contents:

Syllabus:
Week 1:
Heads or Tails
Value of a penny
Shopping Spree
High Schoolers views on money

Week 2:
I want, I want, I want
Find out where your money goes
Make a wish list of future purchases
What does money mean to you?

Week 3:
Time is Money
Learn your money personality
How soon to teach children about money
Learn to date without going broke

Week 4:
Budgets, Budgets, Budgets,
Evaluate your spending habits
Set short, medium, and long term goals
Money management skills

Week 5:
How much is enough?
Value of a days education
Learn to compute wages
What is the American Dream?

Week 6:
Pay Yourself First
Importance of savings
Research financial institutions

Week 7:
Give credit where credit is due
Credit definitions
Credit reports
Credit cards

Week 8:
Credit Finale and Transportation
How credit cards work
Credit myths
Shop for a car
Computing Interest Rates

Week 9:
Insurance: Risky Business
Checklist for teen driving
Car safety features
Automobile insurance

Week 10:
Insurance: Risky Business, Part Two
Personal property inventory
Managing financial risks
Home and auto insurance
Health insurance

Week 11:
Time is on Your Side
Rule of 72
Time value of money
Money isn't everything

Week 12:
Time is on Your Side, Part Two
Risk to reward
All about investing

Week 13:
Explore the Stock Market
Investment definitions
Investment alternatives
Financial pyramid
Pay yourself first

Week 14:
How to get rich in America
Greatest Financiers
Sane, sensible steps to wealth

Week 15:
Putting it all together
Basic rules of money management
How to lose your money


Course Objectives:
The learner will:

1. evaluate financial decisions with basic money management principles;
2. understand the principle of budgeting small amounts in order to prepare for larger amounts;
3. explore various internet sites to help with financial management;
4. evaluate needs vs. wants in relation to available income;
5. determine short, medium, and long term goals;
6. understand five principles of saving;
7. compare banking options, banks, credit unions, commercial banks, savings and loan, and their various services;
8. understand how to use and not abuse credit;
9. manage risk with appropriate insurance; and
10. explore investment opportunities.




This catalog description was last modified on 05/23/2012


Copyright 2012 The VHS Collaborative | All Rights Reserved